Capital Protection Option

Receive a guaranteed pension until your death and choose between Whole life cover or a Chosen Term.

Capital Protection Option: Whole Life

• Receive a guaranteed pension until your death.
  

• The income can be level or it can increase by a chosen percentage each year.

• At death, your original capital is preserved and paid to your estate or beneficiaries.

Capital Protection Option: Chosen Term

• Receive a guaranteed pension until your death.
• The income can be level or it can increase by a chosen percentage each year.
• Your original capital is guaranteed for a chosen term (between 10 and 20 years).
• At the end of the chosen term, the death benefit will decrease annually by 10%,but never below 25% of the original capital amount.
• At death, the life cover will be paid to your estate or beneficiaries.