As a parent, you don't need any reminding of the urgency to start planning and saving today for your child's future. The costs of a university degree, an overseas "find-your-feet" trip, a car or deposit on a flat can frighten off anyone, but you know that if you start early enough, you'll cope.
Parents are however increasingly demanding more from education provision policies. Your money simply must work harder for you and your child. It has to be flexible to not only secure the best possible education, but should be extendable to include future risk cover as well.
You can do all this with Sanlam's Stratus EduFocus, a fully-fledged financial plan for your child.
Stratus EduFocus not only offers you excellent growth potential on your investment, but it also starts to build a strong financial foundation for your child's future financial security.
You may invest in a choice of up to ten investment funds, depending on your risk-to-reward tolerance, and you may switch between funds as your risk profile changes. Sanlam's expert fund managers invest according to their mandates and monitor progress daily to safeguard your money and thus your child's future. These are some of the benefits your child will enjoy from as little as R150 per month.
Optional benefits you may add
You may choose from any of the following investment funds, some of which you may add guarantees to:
* Optional guarantees
** Risk level / asset class indicated in terms of the currency in which the investments are made. In rand terms, the risk level is increased because of exchange rate fluctuations.
Know what your investment is worth
Topaz publishes daily performance reports, indicating fluctuations in the unit prices of the investment funds.
*** This is a long-term policy in terms of the Long-term Insurance Act, 52 of 1998. These units are not units of a unit trust scheme as defined in the Collective Investment Schemes Control Act, 45 of 2002.
You can request an adviser's help to construct an investment portfolio , to which you may add a premium waiver benefit in the event of your death or disability. This however may require medical underwriting. A Sanlam adviser will take you through the process, step by step. Just click here to request this service.
Before you invest, make sure you read the fine print regarding:
Sales / Product related information: 0860 223 390
Fax: (021) 947-9864
Information on existing policies: 0860SANLAM / 0860 726 526
Fax: (021) 947-9440
International tel: +27 21 916-5000
International fax: +27 21 947-9864
PDF documents are viewable using the Adobe® Acrobat Reader.You can download Acrobat Reader free of charge directly from Adobe (All platforms).
Content within this section: