Our Sickness Income benefit enables you to earn an income if you’re booked off sick and cannot work – which is ideal if you’re self-employed. It pays out for certain lifestyle-changing disabilities and illnesses, even if you can still work, and offers continued cover if you go on sabbatical, maternity leave or travel overseas. Our Hospital Protector benefit provides extra peace of mind after a hospital stay.

Our Elite Disability benefit is the most comprehensive lump-sum disability cover available and offers you features like boosted payouts, built-in child cover, and a prosthesis booster – a first for the market.

You can add our Cashback benefit to ensure you get even more value from your cover, whether or not you need to claim.

These benefits will help to ensure you’re covered against accidental death and disability, if you have health challenges that may disqualify you from taking out normal insurance.

Cover for serious illnesses including cancer, cardiovascular disease and more.

Our insurance benefits provide whole-of-life options, so you can stay covered into your retirement.

If you’re married or have children, you can cover your loved ones against serious illness or injury and protect yourself against the financial impact. You can also add funeral cover for extended family members to your policy.

Get peace of mind that lifestyle changes won’t affect the terms of your cover. So, you don’t need to inform us if you’ve started smoking or have changed jobs. We provide premium guarantees, even for whole-of-life. And if you choose the Sanlam Protector Umbrella Trust, and suffer from an illness like dementia at the time of a claim, we’ll ensure that any income payout is used to benefit you.

If you buy qualifying cover from the exclusive Sanlam for Professionals range, you’ll automatically have access to Wealth Bonus Booster at no extra cost.